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ALL RIGHTS RESERVED.

The BBC logo, We Make Your Dream Home Come True and other insignia contained on this site are wholly owned trademarks or servicemarks of RMG and may not be used without written permission.

Other trademarks, brands and servicemarks appearing on this site are the property of their respective owners and are used with permission.

  GENERAL LEGAL DISCLAIMER

The confidentiality of all BBC Mortgage visitors is strictly protected. Any individuals featured on this Web site have given BBC Mortgage their permission to appear. Any testimonial statements are presented for entertainment. They do not constitute a warranty or imply an endorsement of any product.

WEB SITE TERMS AND CONDITIONS OF USE

This pages states the Terms and Conditions under which you may use this Web Sites. Please read this page carefully. If you do not accept the Terms and Conditions stated here, do not use the Web Site. BBC Mortgage may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions, because they are binding on you.

The information on this web site is for educational, informational and private use only. At no time should information appearing on our web-site and/or e-mail correspondence be interpreted as a recommendation for our services.

BBC Mortgage or any of its employees, shall not be held responsible for lost and/or damaged products that the consumer does not deem adequate/satisfactory. We are not responsible for mis-directed and/or mis-routed e-mails. BBC Mortgage advises any User who wishes to send materials first contact us via email as to the content of their inquiry before forwarding materials.
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Section 1. Use of Material. BBC Mortgage, authorizes you to view and download a single copy of the material on this Web Site ("www.avamortgage.com") solely for your personal, noncommercial use. Special rules may apply to the use of certain software and other items provided on the Web Site. Any such special rules are listed as "Legal Notices" on this Web Site and are incorporated into this Agreement by reference.

The contents of this Web Site, such as text, graphics, images, and other materials, are protected by copyright under both United States and foreign laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly announce, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other Web Site or in a networked computer environment for any purpose is prohibited.

If you violate any of these Terms, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.
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Section 2. Company's Liability. The Material may contain inaccuracies or typographical errors. BBC Mortgage makes no representation about the accuracy, reliability, completeness, or timeliness of the Material or about the results to be obtained from using the Web Site and the Material. The use of the Web Site and Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time. Dates and times of announcements, releases or information updates may change without notice. Any events may be cancelled for any reason including those beyond our control.

BBC MORTGAGE DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THIS WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, BBC MORTGAGE, ITS OWNERS OR EMPLOYEES ARE NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN 'AS IS' BASIS WITHOUT ANY WARRANTIES OF ANY KIND. BBC MORTGAGE AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. BBC MORTGAGE AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABLITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, VIDEO, MULTIMEDIA, TEXT, GRAPHICS, AND LINKS.
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Section 3. Disclaimer of Consequential Damages. IN NO EVENT SHALL THE BBC MORTGAGE, ITS OWNERS, ITS EMPLOYEES, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE BBC MORTGAGE, IS ADVISED OF THE POSSIBILTY OF SUCH DAMAGES.
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Section 4. User Submissions. Generally, any communication which you post to the Web Site is considered to be non-confidential. If particular Web pages permit the submission of communications which will be treated by BBC Mortgage, as confidential, that fact will be stated in "Legal Notices" on those pages. By posting communications to the Web Site, you automatically grant BBC Mortgage, a royalty-free, perpetual, irrevocable nonexclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication alone or as part of other works in any forms, media, or technology whether now known or hereafter developed, and to sublicense such rights through multiple tiers of sublicenses.

As a User, you are responsible for your own communications and are responsible for the consequences of their posting. You must not do the following things: Post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveal trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; post material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another User or any other person or entity; post a sexually-explicit image; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.

BBC Mortgage does not represent nor guarantee the truthfulness, accuracy, or reliability of any of communications posted by other Users or endorse any opinions expressed by Users. You acknowledge that any reliance on material posted by other Users will be at your own risk.

BBC Mortgage does not screen communications in advance and is not responsible for screening or monitoring material posted by Users. If notified by a User of communications which allegedly do not conform to this Agreement, BBC Mortgage may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication. BBC Mortgage has no liability or responsibility to Users for performance or nonperformance of such activities. BBC Mortgage reserves the right to expel Users and prevent their further access to the Web Site for violating this Agreement or the law and the right to remove communications which are abusive, illegal, or disruptive.

There are no methods for direct posting, such as a guestbook or other avenue available to the general public as of December 1, 2004. All submissions, i.e. questions, are reviewed for appropriateness and may or may not be included on our Web Site. All decisions made by BBC Mortgage regarding content are final. No submission of any material should be construed as a guarantee that said material will be posted or even warrant a response. No accepted submission shall constitute the basis for any future submission by any party.
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Section 5. Links to Other Sites. The Web Site contains links to third party Web sites. These links are provided solely as a convenience to you and not as an endorsement by BBC Mortgage of the contents on such third-party Web sites. BBC Mortgage is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party Web sites. If you decide to access linked third-party Web sites, you do so at your own risk.
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Section 6. Software Licenses. All software that is made available for downloading from the Web Site ("Software") is protected by copyright and may be protected by other rights. The use of such software is governed by the terms of the software license agreement or designated "Legal Notice" accompanying such software ("License Agreement"). The downloading and use of such software is conditioned on your agreement to be bound by the terms of License Agreement.
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Section 7. Limitation of Liability. Unless otherwise expressly provided in a Software License or Legal Notice, the aggregate liability for BBC Mortgage to you for all claims arising from the use of the Materials (including software) is limited to one dollar US currency ($1).
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Section 8. Indemnity. You agree to defend, indemnify, and hold harmless BBC Mortgage its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material (including Software) or your breach of the terms of this Agreement.
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Section 9. Export Control. The United States controls the export of products and information. You agree to comply with such restrictions and not to export or re-export the Materials (including Software) to countries or persons prohibited under the export control laws. By downloading the Materials (including Software), you are agreeing that you are not in a country where such export is prohibited or are a person or entity to which such export is prohibited. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of the Product.
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Section 10. User Information. BBC Mortgage may use the information it obtains relating to you, including your IP address, name, mailing address, email address and use of the Web Site, for its internal business and marketing purposes, but will not disclose the information to third parties. We do not collect any such data as of our date of launch and have no plans to ever do so. Please see our privacy notice for more details.
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Section 11. Customer Service. BBC Mortgage will make every reasonable effort to resolve issues arising from the use of this website. We cannot claim final arbitration authority however since many of the products depicted here are sold through us as an affiliate. All legal disputes and arbitration must be conducted according to the individual vendor agreements as posted in their materials or delivered with their products. BBC Mortgage, its owners, and employees assume no liability for inability to resolve issues.
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Section 12. Account Access. BBC Mortgage account holders will have full-time access to their accounts for review and updates except during in the event of scheduled or unscheduled system maintenance, system failure, failure of the internet, host connections, hardware, software or telecommunications necessary to effect connection, hacking, power outages or Acts of God. BBC Mortgage will not be liable for any loss attributed to an account holder's inability to access their information on a timely basis.
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Section 13. Confidentiality. BBC Mortgage will hold all applicant information confidential and make every effort to release the information only to those persons necessary to make a decision on the loan applicant's information.
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Section 14. Accounting. BBC Mortgage makes reasonable efforts to track and record all sales and direct the proper funds to the participating account holder whenever an account rises above the first one hundred dollars US currency ($100) credit. BBC Mortgage, its owners, employees, vendors or suppliers will not be liable for late or misdirected mail or the accuracy of its contents.
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Section 15. Participation. Applicants to BBC Mortgage are not required to apply for a loan and do so at their own discretion.
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Section 16. General. This Web Site is based in North Carolina. BBC Mortgage makes no claims the Materials are appropriate or may be downloaded outside of the United States. Access to the Materials (including Software) may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. This agreement is governed by the internal substantive laws of the State of North Carolina, without respect to its conflict of laws principles. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provisions shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in a particular "Legal Notice" or Software License or material on particular Web pages, this Agreement constitutes the entire Agreement between you and BBC Mortgage with respect to the use of Web Site. Any changes to this Agreement must be made in writing, signed by an authorized representative of BBC Mortgage.
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Section 17. Guarantee. BBC MORTGAGE makes no guarantee that any person will be able to secure mortgage or other funding of the types presented in this website. ALL LOANS ARE SUBJECT TO RESTRICTIONS. Applicants should not rely on any material presented herein for determining eligibility for a loan. Applicants must follow all directives of BBC Mortgage when applying for a loan.
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